Why Buy With Us?
Do you know someone who
- ✓ knows this town’s every corner –
the hot areas, what’s up-and-coming, long-term investments
- ✓ really learns what you want
- ✓ can provide the best strategy to get the house, but not overpay in this seller’s market
- ✓ is a bulldog negotiator…
- ✓ has many happy clients
You do now. Call us, let’s find that dream home together!
Homes For Sale
Preview some of the areas homes for sale to get a feel for what is available.
- $800,000 +
- 3 Bedroom
- 4 & 5 Bedroom
- Golf Course Homes
- Homes with a Pool
Get pre-approved for 2 reasons:
This is a seller’s market and when you find that perfect house, you might be competing to get your bid accepted. A pre-approval letter shows the seller that you are a serious buyer with the financial ability to close on the home in a timely fashion. Sellers will weight this with the other aspects of your offer to compare with the rest. Even if yours isn’t the highest bid, it may be the stronger overall bid putting you in the top position.
Not everyone’s dream home is within their budget. It is better to begin to work with a mortgage broker now and assess what you can afford and how you will want to structure your mortgage. When the time comes to close on the contract, you want to be as comfortable with your financial obligation as you are excited about your new home.
Escrow and Closing Costs
Closing costs are all those extra items that need to take place to finalize the contract transferring ownership of the home to you. Some closing costs are mandatory and others you can negotiate with your mortgage broker. Review the estimates your broker provides and ask what flexibility they have on each item. Some brokers will even let you pick the companies to meet certain obligations like the title work. Don’t be afraid to ask multiple brokers to provide you estimates so that you can compare.
Escrow is a separate holding account that can be setup to secure items like insurance and property taxes if you submit these with your mortgage payment. Not everyone is disciplined to accrue the necessary funds every year to ensure payment of taxes and insurance so mortgage companies offer to add these to your periodic mortgage payment. You get a simple flat rate each month and peace of mind that these bills will be paid.
Not every home owner has a home warranty, but for folks that are first-time buyers or want the convenience of a single contact for most major repairs, these can be a favorable option. Basically home warranties are similar to insurance; you pay each month and then when something needs repair, you contact the home warranty company. They will assess if the repair is included in your plan and if so, they organize sending some one out to make the necessary repairs and handle the payment.
Are you relocating to this area? Looking for more information to help you find the right city and neighborhood for your family?
Our relocation guide includes the most up-to-date and vital information for people looking to move to our area.
We love working with first-time home buyers. The excitement of actually finding that dream home and then navigating the processes of contract and closing. We understand that these are all new adventures and probably the largest single financial obligation. We tailor the strategy to your needs stepping you through each part. Think of us as your guide – we aren’t just real estate experts, but experts at getting our clients into the right home.
While many folks are talking about the new generation, we pay special attention to our mature clients. We know that there are special considerations and planning that needs to take place to ensure a long and comfortable home life. Single story, convenient hallways, accessible baths, proximity to healthcare and transportation, a great view, low maintenance are all things that can make one home more viable than another. And in many cases, it is the potential that a home has toward remodeling that will be key. Talk to us about your preferences so we can find the home featuring what is most desirable for you.